The Property Shop - Gravesend's No. 1 Estate Agent

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Glossary Of Terms

Please click on a specific term for more information on it.

Additional security fee	Annual percentage rate	Arrangement fees
Assignment	Auction	Basic variable mortgage rate
Bridging loan	Building survey	Buy to let mortgage
Capital	Capped mortgage	Chain
CML	Completion	Conditions of sale
Contents insurance	Contract	Contract race
Conveyancer	Conveyancing	Covenants
Deeds	Deposit	Detached
Development	Dilapidations	Disbursements
Discharge	Draft Contract	Early redemption charge (ERC)
Endowment mortgage	Equity	Excess
Exchange of contracts	Failed valuation survey	Fixed rate mortgage
Fixtures & fittings	Flexible mortgage	Freehold
Gazumping	Gazundering	Ground rent
Guarantor	Homebuyer's survey and valuation	IFA
Individual savings account (ISA) mortgage	Interest charges (mortgage)	Interest-only mortgage
Inventory	Joint tenants	Land registry fee
Lease	Leasehold	Lender’s arrangement fees
Lender’s legal fees	Listed building	Loan to value (LTV)
Local authority search	Maintenance charge (or service charge)	Maisonette
Mortgage	Mortgage deed	Mortgage indemnity guarantee (MIG)
Mortgage indemnity premium (MIP)	Mortgage payment protection (MPP)	Mortgage rate
Mortgage term	Mortgagee	Negative equity
NHBC (National House-Building Council)	Offer	Offer of a loan
Ombudsman	Open market value	Payment break
Penalties	Peppercorn ground rent	Pied a terre
Preliminary enquiries	Premium	Premium lease
Principal	Public liability insurance	Purchaser
Redemption	Re-mortgage	Repayment mortgage
Repossession	Retention	Search
Semi-detached	Service charge	Sole agent
Solicitor	Stamp duty	Structural survey
Studio Flat	Subject to Contract (STC)	Surveyor
Tenancy	Tenancy agreement	Tenant
Tenants in common	Tenure	Terraced house
Title deeds	Transfer deeds	Under offer
Valuation	Variable base Rate	Vendor
Yield

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